If you’ve been involved in a car accident, you’re likely eager to take action and start the process of reporting the accident and your injuries for what they are–the reality of your situation. However, due to the emotional and physical trauma that comes with an unexpected accident, it’s easy for some individuals to make mistakes that could ultimately hurt their case in the long run.
To help, check out this article for tips about what not to do when filing an injury claim after an accident.
Not providing your complete medical examination
Getting in a car accident can be a bit scary and confusing. The last thing you need is to be taken advantage of. The truth is that you could be perfectly capable of handling your own claim with a little help from your lawyer. All you need to do is make sure you’re getting the proper medical care. After all, you can’t get compensated for what you can’t prove.
When the insurance company claims adjuster asks you to provide all the medical records related to your car accident injury claim, you must give them all the records related to your accident. The insurance company will scan through your records and determine the extent of your injuries. If you do not give them your complete medical records, you may have to deal with the consequences later.
Thinking you won’t need a lawyer in the claiming process
When you’ve been injured in a car accident, you’re probably thinking of the medical bills and the pain and suffering you’re going through. But did you think of the legal process that you need to go through in order to get compensation from the person responsible for the accident? When you’re thinking about the costs of an attorney and that you’ll have to pay a percentage of your money as legal fees, you might decide that you’re better off handling it by yourself.
You might even think that you don’t need a lawyer. But please, don’t make that mistake. The process of claiming money from an insurance company can be quite complicated. It will take a lot of time, and you’ll need to know the legal process well. If you decide to go it alone, you might end up handling the legal process incorrectly, which could cost you the case.
We all know that the first step to claiming your accident injury is to get in touch with an insurance company. The insurance company will ask you questions about the incident and your injuries and will probably want you to visit your doctor as well. They are going to try to get you to sign a release form, which will allow them to use your medical records. This is important because medical records can be used to support your claim and help the insurance company figure out how much money they have to pay you. If you aren’t backed up by a good law firm like Dennis & King, you may not fully understand the importance of protecting your medical records. It is best to have a lawyer by your side to ensure you are protecting your rights.
Not collecting evidence
In many instances, the other driver may deny that the accident happened or that the accident was your fault. Your best evidence will come from other people who saw the accident, but there are other things you can collect to prove your case. If you have a dashboard camera, you can use that. If you don’t have one, you can snap photos of your car or the scene with your phone. If you do not have either of these, you can take pictures of your body while you are at the hospital or of your injuries at home. You should also take photos of your car, regardless of the condition, to document the damage. You should also take a picture of the registration number on the other car and, if you can, the driver’s license plate number.
Not asking questions
Insurance companies are under pressure to improve the customer experience, and it’s costing them billions of dollars. The industry is in a crisis as customers abandon them in favor of new, more customer-centric insurers. Some of the biggest complaints with the insurance industry are high fees and lack of transparency about what customers are being charged for, which leads to a poor customer experience. So to ensure that you know everything there is to file a claim, don’t hesitate to ask questions as some companies will try to evade those.
Most people who have just experienced a car accident injury or someone close to them will feel overwhelmed and panicked. They’ll rush to the hospital, or in the case of the accident being on the road, they’ll rush to their car and not know what to do after that. In such a state, people who don’t ask questions from the insurance company about the claim will be taken advantage of.